Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions (hereinafter "Terms") govern access to and use of the website qulvaro.com (hereinafter "the Site"), operated by Qulvaro S.R.L. (hereinafter "Qulvaro"). By accessing and using the Site, you accept these Terms in their entirety.
1. General information
Qulvaro S.R.L. is a limited liability company registered with the Inspección General de Justicia (IGJ) under No. 1847923, with legal address at Av. Corrientes 1234, Floor 8, Office B, C1043AAZ, Ciudad Autónoma de Buenos Aires, Argentine Republic. CUIT: 30-71856429-3.
2. Nature of service
Qulvaro is an educational portal dedicated to the dissemination of financial education content. The materials published on the Site are exclusively informational and educational in nature. Qulvaro does not offer, promote, or intermediate financial, banking, investment, or any other type of services regulated by the Central Bank of the Argentine Republic (BCRA) or the National Securities Commission (CNV). The content does not constitute financial, legal, or professional advice of any kind. Any financial decision you make should be based on your own evaluation and, if necessary, on consultation with licensed professionals.
3. Intellectual property
All content on the Site, including texts, graphics, logos, images, designs, software, and data compilations, are the property of Qulvaro S.R.L. or its licensors and are protected by the intellectual property laws of the Argentine Republic (Law No. 11,723) and applicable international treaties. The reproduction, distribution, modification, or commercial use of any content from the Site without prior written authorization from Qulvaro S.R.L. is prohibited.
4. Acceptable use
By using the Site, you agree to: - Use the Site only for legitimate and personal purposes. - Not attempt to access restricted areas of Qulvaro's server or systems. - Not use the Site to transmit illegal, defamatory material or material that infringes third-party rights. - Not engage in activities that could damage, overload, or impair the operation of the Site.
5. Contact form
The contact form available on the Site allows you to send inquiries to our team. The data provided (name, email, and message) is processed in accordance with our Privacy Policy. Qulvaro does not guarantee specific response times but commits to addressing inquiries within a reasonable timeframe.
6. Limitation of liability
Qulvaro provides the Site content "as is" and does not guarantee its accuracy, completeness, or timeliness. In particular: - Qulvaro is not responsible for financial decisions made based on the Site's content. - Qulvaro does not guarantee that the Site will be free from errors, interruptions, or harmful components. - Qulvaro's liability is limited to the maximum extent permitted by Argentine law.
7. Third-party links
The Site may contain links to third-party websites. Qulvaro does not control and is not responsible for the content, privacy policies, or practices of such sites. Access to linked sites is at your own risk.
8. Modifications
Qulvaro reserves the right to modify these Terms at any time. Modifications will take effect upon publication on the Site. Continued use of the Site after any change implies acceptance of the updated Terms.
9. Applicable law and jurisdiction
These Terms are governed by the laws of the Argentine Republic. For any dispute arising from the use of the Site, the parties submit to the jurisdiction of the Ordinary Courts of the Ciudad Autónoma de Buenos Aires, waiving any other jurisdiction that may apply.
10. Contact
For any inquiry about these Terms and Conditions, you can contact us at contacto@qulvaro.com or at our office at Av. Corrientes 1234, Floor 8, Office B, C1043AAZ, CABA, Argentina.